Frequently asked questions

We ask the owner for the unit’s documents: the contract, the payment schedule, and the receipts for what has been paid, along with the unit layout and the master plan.

The team reviews the figures from the documents themselves, and the numbers shown on a unit’s page are the reviewed ones rather than what the owner typed.

The documents themselves are not published to anyone — they stay inside the platform for review.

Overdue instalments do not close the door on selling. They do affect it: most developers will not approve a transfer until the arrears are settled.

It is common for seller and buyer to agree that part of the amount goes to the developer to clear the arrears first, and the transfer completes after that.

EXITLY reviews each case individually — arrears are never an automatic refusal.

Yes — and it is when most selling actually happens. A unit still under construction is sold by transferring the contract, and the buyer takes delivery from the developer at its own date.

Some contracts set a condition: no transfer before a certain percentage is paid, or before a period has passed since signing. Check yours.

The developer’s announced delivery date is unchanged by a transfer — a transfer changes who the buyer is, not the construction schedule.

In most cases, yes. A unit that still carries instalments is sold by transferring the contract to the new buyer, who takes your place in it and continues the remaining payments.

In practice: you agree with the buyer on what they pay you for what you have already paid the developer, and then you go to the developer together to have the contract formally moved into their name.

The transfer conditions themselves differ by developer and by contract — some require a minimum percentage paid before they will approve one, and transfer fees vary. Your contract and the developer’s own policy are what decide.

A transfer fee is what the developer charges to move the contract into the new buyer’s name. It varies widely: some developers calculate it as a percentage of the unit’s value, others charge a fixed amount.

Who pays it is a matter of agreement between seller and buyer — there is no fixed rule. What matters is agreeing it clearly before signing, because it changes the net amount you actually receive.

Ask the developer for the current figure before you calculate your net, because these fees change.

The usual order: agree the amount and terms with the buyer, review the contract and the paperwork, submit a transfer request to the developer, obtain the developer’s approval and pay the transfer fee, then sign the transfer contract and move the remaining instalments to the new buyer.

Developers typically ask for both parties’ ID, the original contract, and the payment receipts. Some ask for more.

The timeline, the fee and the conditions differ by developer — there is no single procedure that applies across all projects.

A transfer moves the unit’s contract from your name to a new buyer’s, at the developer. The contract itself continues; what changes is who the buyer in it is.

This differs from selling a delivered and registered property: a unit still under construction, or not yet registered, is still at the contract stage with the developer, so the change happens there rather than at the property registry.

The developer approves and documents the transfer, and sets its own conditions and fees for it.

There is no single answer here, and anyone quoting you a fixed figure without reading your contract is speaking without a basis.

What decides the outcome: the termination clauses in your own contract, the reason for termination and who is asking for it, how much has been paid and how far the project has progressed, the developer’s policy, and the applicable law.

Contracts usually contain a termination or penalty clause that sets this out. Read that clause, ask the developer for a written statement, and take legal advice if the amount is significant.

And because a termination’s outcome is usually less predictable than a sale’s, it is reasonable to examine selling or transferring as an alternative before deciding.

Many contracts include a deduction or a penalty clause on termination, but whether one exists, how large it is and how it is calculated differ from contract to contract and from developer to developer.

We cannot give you a percentage, because that percentage is written in your contract rather than in any general rule.

Ask the developer for a written explanation of any deduction before signing anything to terminate.

In a resale or transfer you find a buyer, agree an amount, and the contract moves to them. You exit the commitment and the unit continues with a new buyer.

In a termination there is no buyer. The contract ends with the developer, the unit returns to them, and what follows is governed by the contract.

The practical difference that matters: a transfer gives you an amount you agreed with a buyer, while a termination’s financial outcome is set by the clauses of your contract with the developer. That is why many owners examine selling or transferring first, before considering termination.

Termination ends the contract itself between buyer and developer: the unit returns to the developer and the purchase is cancelled.

This is entirely different from selling or transferring. In a transfer the contract continues and moves to another buyer; in a termination the contract ends.

What termination requires and what follows from it are governed by the contract’s own clauses, the developer’s policy and the law. There is no single rule that applies to every contract, and the contract itself — with legal advice where it is needed — is the correct reference.

Because a contract is an agreement between two parties, and each developer drafts its clauses differently according to the project, its stage and its commercial policy.

Circumstances differ too: a contract in a project under construction is not the same as one close to delivery, and a contract with a small percentage paid is not the same as one nearly complete.

That is why any general statement about termination stays general — your own contract is the reference.

The down payment is the part paid at signing, before the instalments begin. It is set as a percentage of the unit’s total value, and the developer sets that percentage according to the project and the payment plan.

The larger the down payment, the smaller the monthly or quarterly instalment, and the other way round.

On a resale unit, what you pay the seller is usually against what they have already paid the developer, after which you continue the remaining instalments.

The longer the term, the smaller the instalment and the lighter the monthly burden. But the longer the term, the further the commitment extends and the higher the total usually becomes.

Long plans suit someone minimising the instalment; short plans suit someone wanting the commitment finished sooner.

The right comparison is the total paid across the whole plan, not the instalment on its own.

Buying off-plan means buying a unit that is not yet built, or is under construction, on the basis of plans, specifications and a delivery date announced by the developer.

Its advantage is that the entry price is usually lower and the payment plan longer. In return you wait for delivery, and meeting the delivery date is the developer’s responsibility.

Before buying off-plan, review the developer’s record of delivering on time, and read the delay clauses in the contract.

Buying from the developer gives you a fresh, longer payment plan and a unit nobody has contracted for before you.

A resale unit can give you an older contract price and a nearer delivery, because part of the project’s timeline has already passed — but it needs a larger amount up front, since you pay the seller what they have already paid.

Neither is better in the abstract. The difference comes down to your liquidity, the delivery timing that suits you, and the gap between the contract value and the project’s current price.

Some developers offer zero or nominal down payment during certain periods, usually against higher instalments or a shorter payment term.

Such an offer is tied to a specific project and a specific window, so it cannot be described as always available.

Before comparing, calculate the total you will pay across the whole plan rather than the monthly instalment alone.

The contract value is a documented figure: what is written in the unit’s contract with the developer.

The current market reference is an estimate of what a comparable unit in the same project is priced at now, set by EXITLY’s team after review — not by the seller.

The two are shown separately on the unit’s page so you can see each figure on its own terms rather than one blended number.

Start with the documented figures: the contract value, what has actually been paid, and what remains with its schedule. Those tell you what is required of you now and what is left.

Then the unit itself: the project and its location, the area and finishing, the floor and aspect.

Then the timing: the delivery date and the current construction stage.

And finally liquidity: whether you can carry the instalments comfortably, and whether you could exit later if you needed to.

If the gap between contract value and market reference is large, ask why — the reason matters more than the number.

No. Price is one figure among several, and the lowest-priced unit is not necessarily the most suitable.

What else matters: the position within the project, the floor, aspect and area, the project’s stage and delivery date, the finishing level, the remaining payment plan and instalment size, and how easily it could be resold later.

A unit that costs less but delivers much later, or carries a heavier instalment, can be harder for you than one priced somewhat higher. Compare the factors, not a single number.

The contract price is the value written into the unit’s contract at the time it was signed with the developer. If that was years ago, the figure reflects prices then rather than today.

That is why a unit contracted some time ago can carry a contract value below the same project’s price now.

It does not mean the sale happens at the contract price — the seller and buyer agree an amount, and the gap between the two figures is what they are discussing.

At EXITLY, an opportunity means a unit whose recorded contract value is below the project’s current reference price, according to our review of the documents.

That is an observation about the gap between two documented figures — not a promise of profit and not an investment assessment.

The gap can have reasons: an earlier contract date, a different stage of the project, or the seller’s own circumstances. Each unit’s page shows the figures the observation is based on.

A commercial unit (a shop or retail) depends on footfall and visibility from the street or the mall corridor, so its position inside the project matters a great deal.

An administrative unit (an office) depends more on area, how it can be partitioned, access and services.

A medical unit (a clinic) needs particular specifications and services, sometimes licensing, and being in a medical building matters.

All three are usually delivered core & shell or semi finished, so the cost calculation has to include finishing.

Apartment: a unit on a single floor within a building.

Studio: a small unit, usually living and sleeping in one space with a bathroom and kitchen.

Duplex: a unit across two connected floors with an internal staircase.

Penthouse: a top-floor unit, usually with a larger outdoor space or terrace.

The difference affects price and, depending on the area, how much demand there is on resale.

Standalone villa: a building on its own with garden on all sides, not attached to any other unit.

Twin house: two units attached along one shared wall, each with its own entrance and garden.

Townhouse: units in a row, sharing two walls with the neighbours, usually with a smaller garden.

Prices and areas step down across the three, and the choice comes down to the space you need, the budget, and how much privacy you want.

Fully finished: the unit is delivered completely finished and ready to live in or rent, to the developer’s specification.

Semi finished: part of the finishing is done — usually plaster, basic floors and the core plumbing and electrical work — and you complete the rest.

Core & shell: you receive the structure and the essential services only, and all finishing is yours. Most common in commercial and administrative units.

The difference affects the price, the additional cost after delivery, and how soon the unit can be used.

Immediate delivery means the unit is ready to hand over now or within a very short period, rather than waiting on construction.

The advantage is using or renting it without waiting. In return, the entry price is usually higher than an off-plan unit.

Before comparing, confirm the unit’s actual condition and finishing level, and whether the project’s facilities are ready.

A maintenance deposit is an amount the buyer pays the developer, usually calculated as a percentage of the unit’s value, set aside for maintaining the project’s shared facilities and common areas.

Whether it applies, at what rate and when it is due are set in the contract and differ between projects.

It is worth knowing when you calculate the total cost, because it is often not included in the advertised unit price.

Property is not an easily liquid asset: selling a unit takes time and depends on finding a buyer willing to pay and to carry the remaining instalments.

What makes a later sale easier: a project with real demand, a well-known developer, a unit type common in that area, and a paid percentage that keeps the amount asked of a buyer reasonable.

What makes it harder: a very high paid percentage, which makes the buyer’s required amount large, or a unit type with thin demand where it sits.

Think about the exit while you are entering, not afterwards.

The factors any decision rests on: location, developer, project, entry price, payment plan, delivery timing, and liquidity.

Location and developer affect how much demand the unit has later. Entry price and payment plan decide whether you can keep going. Delivery timing decides when the unit becomes usable or rentable.

And liquidity is the factor people forget: could you exit quickly if you needed to? Property is a slow asset to convert to cash.

Returns in property are not guaranteed and are affected by the market and by the project’s own circumstances. Any claim of certain profit is inaccurate.

The contract itself: the delivery and delay clauses, the transfer conditions, and the termination and penalty clauses.

The figures: the total value, the down payment, the instalment schedule, and any additional amounts such as a maintenance deposit.

The project: its licensing, its current construction stage, and the delivery date written in the contract rather than the one in the advertisement.

The developer: their record of delivering, and how they deal with buyers after the sale.

And if any clause is unclear, ask for a written explanation before signing.

Start with the track record: which projects have actually been delivered, when, and whether delivery matched the announced dates.

Then build quality in completed projects — visit a delivered project if you can, rather than relying on renders.

Then after-sales service and how the project is managed after handover, which is what shapes daily life there.

And finally their transfer and payment conditions, because those affect your ability to exit later if you need to.

Review the developer’s official sources and reputable independent ones, and note that customer opinions are opinions rather than facts.